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I have been in the Mortgage industry for over 25 years and like most people about to take a big financial step, I like to have as
much information as possible. I am offering my experience to help you avoid financial mistakes and give you information you
need and not just a sales pitch. Of course, I hope that after you have gone through this site that you would consider using Pacific
Mortgage but as you will see, that is not my primary purpose.
My goal is to provide you with real information in plain English about the loan process, loan programs and credit. All in an
effort to help you to make educated and informed decisions and avoid costly mistakes.
Buying a home and getting a mortgage is, for most people, the single biggest financial decision anyone will make. Having enough
information to make the right decision is what this site is about. I am always on the lookout for useful information and will be
updating this site often, so keep checking in.
It is easier to get into a home than you may think! There are many new loan programs available now that were not available even
just a few months ago and there are more being added all the time.
Anyone who is considering either buying a home or refinancing one, will find useful information on this site. Even people who
already have a mortgage will find useful information in our consumer awareness page and resource page.
If you are a first time home buyer or want to be, but don't know where to start or what your circumstances will allow for
I'll happy to review your credit, income and debt structure and help you devise a game plan that will get you into a home
of your own! What's more, it costs you nothing to find out!
I have put most of the information in general terms in order to cover the widest possible audience but I will be adding more
detailed information on specific topics in the future so keep checking in.
If you have questions about your specific circumstances please feel free to call or email me.
The items we will cover are:
Mortgage overview
Credit know how
Loan program types
Qualifying for a mortgage w/ mortgage calculator
Consumer awareness
About Pacific Mortgage & Contact info.
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